Most companies with $5M–$100M in revenue have millions sitting in checking accounts earning 0.07%. Opaqa shows you exactly how much is idle, what it could be earning, and how to fix it.
The gap between what you earn and what you could earn is costing you every single day.
No bank credentials. No lengthy onboarding. Just upload and see.
Export a 90-day CSV from your bank. Drop it into Opaqa. No credentials, no login, no Plaid connection needed.
Opaqa reads every transaction, identifies your obligations — payroll, vendors, taxes — and calculates your Safe Amount.
Your yield gap — quantified. Plus 3 common scenarios to explore based on current market rates and your cash profile.
See idle cash across your entire client portfolio. Generate one-click reports. Prioritize which clients to talk to first.
Know your real cash position. Stop guessing how much is committed versus truly available.
Your company is quietly losing tens of thousands per year. Opaqa shows you the exact number in 60 seconds.
Get the cash intelligence that used to require a $150K enterprise treasury platform — at a fraction of the cost.
Exactly how much cash has no obligation against it for the next 30 days — calculated, not guessed.
The annual dollar amount you're forfeiting by keeping idle cash in a checking account. Updated with current rates.
3 common strategies for your idle cash — conservative, balanced, and growth — with projected yields at today's rates.
Every payroll, vendor payment, and tax deadline mapped to your projected cash flow. No surprises.
We analyze your data. We never move, hold, or manage your money.
Upload a CSV or connect QuickBooks. We never store bank passwords.
Bank-level encryption in transit and at rest for all uploaded data.
Our founding team comes from enterprise security. This is what we know.
YC just backed a company solving idle cash for startups. Banks are adding yield features. But nobody has built the intelligent, obligation-aware cash platform for mid-market companies — until Opaqa.
Upload a bank statement. See your safe amount and yield gap in 60 seconds.
See Your Number →